Return of Premium Life Insurance
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Return of premium life insurance - Return of premium life insurance is a type of term life insurance policy. The concept is that the policy returns the premiums you have paid for coverage over that fixed term period if coverage is never used.
Universal life insurance - Universal Life (UL) is a type of permanent life insurance based on a cash value. That is, the policy is established with the insurer where premium payments above the cost of insurance are credited to the cash value.
Whole life insurance - Whole life insurance requires a level premium for life, and guarantees a minimum cash value growth included in the policy.
Term life insurance - Term life insurance is the original form of life insurance and is considered to be pure insurance protection because it builds no cash value. This is in contrast to permanent life insurance such as whole life, universal life, and variable universal life.
returnofpremiumlifeinsurance
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